Built step by step.With a clear direction.

From private OTC activity in 2022 to public APIs, MakeSwap, and MakePay. Explore the milestones behind today’s checkout and the next payment experiences taking shape.

The story so far.

Our journey from private crypto transactions to decentralized swap tools and merchant payments. The latest milestones appear first.

  1. 10
    Delivered

    Strike brings Card / Bank payments to 98+ countries.

    Our partnership with Strike adds a payment method provider for card and bank payments across 98+ countries. Strike joins Cash App in MakePay checkout, giving customers more ways to pay while merchants receive crypto directly in their configured wallets.

    Card / Bank payments
  2. 09
    Delivered

    A clearer view of availability.

    The public status site brings service reachability, network observations, and provider restrictions into one place. Checkout can also show relevant route advisories.

    Open live status
  3. 08
    Delivered

    A dedicated onramp experience.

    A public Cash App onramp adds another entry point for customers to reach a supported crypto destination. Strike and provider selection follow in September.

    Explore the onramp
  4. 07
    Customer story

    From checkout to real commerce.

    Our published ZC Miner story documents crypto payments for mining hardware orders: a branded payment page, order context, and settlement to the merchant wallet.

    Read the ZC Miner story
  5. 06
    Delivered

    Cash App connects US card and bank payments.

    Cash App joins as a payment method provider for US card and bank payments. The partnership connects an everyday payment app to MakePay checkout, with crypto settlement to the merchant’s wallet.

    Explore Card / Bank payments
  6. 05
    Delivered

    Flashnet joins the payment infrastructure.

    MakePay integrates Flashnet, adding another provider connection to its payment infrastructure. This expands the integration stack behind the checkout and its supported payment routes.

    Explore our integrations
  7. 04
    Delivered

    The first MakePay release.

    MakePay.io launches its first public release, bringing the focus from swapping to merchant payments. Chainflip and NEAR integrations connect the new checkout experience to decentralized swap infrastructure.

    Explore MakePay payments
  8. 03
    Delivered

    MakeSwap.io brings swaps to a public interface.

    MakeSwap.io launches as a decentralized swap interface, with API integration options for developers. Customers can use the interface directly, while teams can connect swap functionality to their own products.

    Explore MakeSwap
  9. 02
    Delivered

    Decentralized swapping opens to developers.

    Public API interfaces make decentralized swapping available for integration into other applications. This marks the move from private activity to public developer tools, laying the groundwork for MakeSwap and MakePay.

    Explore the swap API
  10. 01
    Foundations

    The foundations: private OTC and crypto investments.

    The journey begins with private over-the-counter crypto transactions and crypto investments. This early chapter precedes the public APIs, swap interface, and merchant payment products that follow.

    About the company

The next chapter.

Borrow to pay is planned for 2027, with timing to be confirmed. Alongside it, we continue developing spending and lending experiences beyond today’s checkout.

2027 · Planned · Timing TBD

Borrow to pay

A planned payment option using collateral-backed loans, with the goal of making it available across all MakePay merchants. Customers would borrow against supported crypto assets to fund a purchase. Implementation details and launch timing are still to be confirmed.

Explore borrowing
Private testing

MakePay Card

A path from digital assets to everyday business spending. Access depends on eligibility, market availability, and card-program requirements.

Explore Card
Planned

Supplying assets to markets

A planned interface for supplying supported assets through decentralized smart contracts. Market availability, rates, and risks follow the underlying protocol.

Explore lending

Roadmap information is a statement of direction, not a release commitment. Registration of interest does not guarantee access or launch timing. Last reviewed October 2026.

Follow the work.

Product information, operational updates, and integration details each have their own home.

Product guides

Learn how MakePay fits into merchant workflows and commerce platforms.

Read the journal

Live availability

See current service and network observations, with notices for affected routes.

Check service status

Build with us

Connect MakePay to your stack using our integration documentation.

Open documentation

Help shape what comes next.

Share the payment workflow you want to improve. Practical merchant feedback gives the next chapter its direction.