Secure merchant checkout
Screen payer-wallet context with Chainalysis-powered wallet risk signals before checkout is treated as normal revenue.
Chainalysis-powered risk screening
Crypto Payment Protection
Screen direct USDT and crypto checkout before funds enter your treasury, exchange account, off-ramp, or supplier payment flow.
On-chain screening
Chainalysis checks
Merchant wallet
USDT$820
ETH$540
USDC$1.2k
BTC$410
USDT$960
SOL$275
USDC$730
BNB$350
TRX$190
USDT$820Auto-refunded
Clean payment
settled
Sanction payment
auto-refunded
Keep good customers moving
Let ordinary payments continue through the usual MakePay checkout while higher-risk payments can be auto-refunded with a clear record.
Screen in real time
Bring the same source-of-funds checks used by exchanges, off-ramps, and swap routes into the payment moment itself.
Protect future fund movement
Reduce the chance that direct USDT later creates exchange-account, fiat off-ramp, supplier-payment, or treasury problems.
Comprehensive address analysis
Detect payment risk before it reaches your treasury.
Address screening workflow
Avoid accepting funds that can cause problems later.
Exchanges, off-ramps, swap routes, and suppliers already care where funds came from. MakePay brings that check forward, before direct USDT becomes operating treasury.
Open dashboardEntities
Address screening
AddressesPaymentsRules
AddressRiskCategoryStatus
0x8576...2f91353cLOWCustomer paymentsettled
bc1qetq...fseha75r0SEVERESanctions exposureauto-refunded
qruapgp...05yjsnl7jxHIGHStolen fundsauto-refunded
TQWqWq...rSevMLGcLOWKnown customersettled
Why merchants care
Direct USDT can become tomorrow's operational problem.
The risk is not only the moment a customer pays. It is what happens later when the merchant uses those funds: exchange deposits, fiat conversion, treasury swaps, supplier payments, and payments to other merchants can all trigger fresh screening.
Exchange account checks
A merchant accepts direct USDT, later sends it to an exchange, and the exchange asks for source-of-funds context or restricts activity while checking wallet history.
Fiat off-ramp delay
Funds look fine when received, but the issue appears when the merchant tries to convert crypto revenue back to fiat through a screened off-ramp.
Supplier payment friction
A supplier or another merchant rejects, delays, or questions a payment because the wallet history includes exposure they do not want to accept.
Large hack contamination
After incidents such as the 2025 Bybit theft, stolen funds can move through many wallets. Screening helps merchants avoid becoming the next holder in that trail.
MakePay brings existing screening expectations into checkout.
Better payment data
MakePay connects screening results to the checkout record, so teams can see what happened and why.
Fewer manual checks
Automated screening reduces the need to inspect every transaction hash or wallet screenshot by hand.
Policy-aware statuses
Settled and auto-refunded states help support, finance, and fulfillment teams act consistently.
Built for merchant workflows
Customers keep a normal checkout experience while merchants get risk context before fulfillment.
Service answers
The useful questions before launch.
Every checkout path has small operational details. These answers keep the service page practical for merchants, developers, and support teams.
01Why can direct USDT transfers be risky for merchants?
A raw stablecoin transfer can arrive with very little business context. The merchant may see an amount and wallet address, but still have no practical way to assess risky wallet exposure, hacked-fund exposure, or suspicious fund history. The risk may only appear later when the merchant sends funds to an exchange, fiat off-ramp, swap route, supplier, or another merchant that also screens wallet history.
02Does MakePay replace the merchant's legal or compliance obligations?
No. Merchants remain responsible for their own legal, tax, accounting, fulfillment, and compliance obligations. MakePay adds Chainalysis-powered screening, payment records, and decision context so merchant teams have better information before making a business decision.
03What does the Chainalysis-powered screening add?
It helps assess wallet-address risk using blockchain intelligence, including exposure patterns and risk categories that may not be visible from a simple transaction hash. MakePay uses that signal to support statuses such as settled or auto-refunded.
04Why does screening matter if smart swap and off-ramp rails already check funds?
That is exactly why screening matters at checkout. Many serious exchanges, fiat off-ramps, smart routing and decentralised swap interfaces, wallet services, and settlement partners already apply source-of-funds checks. If a merchant accepts risky direct USDT today, the problem may surface later when those funds are moved, converted, off-ramped, or used to pay suppliers.
05Is Bybit-style stolen-funds risk relevant to merchants?
Yes. Large hacks create huge amounts of traceable stolen crypto that can move through many wallets over time. The February 2025 Bybit hack, publicly attributed by the FBI to North Korean actors, involved approximately $1.5 billion in stolen virtual assets. A merchant does not need to be involved in a hack to face downstream problems if they unknowingly accept funds connected to one.
06Do legitimate customers still get a normal checkout flow?
Yes. Customers still open a branded MakePay checkout, choose an available asset such as USDT, USDC, BTC, or ETH, and complete the payment from their wallet while MakePay keeps the merchant-side screening and status record connected.
Keep exploring
Pick the checkout path that matches the customer moment.
Compare nearby flows, then open the dashboard when you are ready to build the next MakePay checkout.