Chainalysis screening before acceptance
Screen payer-wallet context with Chainalysis-powered risk intelligence before the merchant treats the checkout as clean revenue.
Know the payment.Before the next step.
Screen crypto payments with Chainalysis-powered wallet risk before treating them as merchant payments.
Chainalysis-powered risk screening
Address screening inside the payment path
MakePay turns blockchain-risk signals into merchant payment context, without asking customers to leave the normal checkout flow.
Chainalysis-powered address intelligence
Use blockchain-risk intelligence to help identify suspicious exposure, illicit-activity categories, and wallets that should be auto-refunded.
Direct and indirect exposure context
Give merchants more context than the sending address alone, including risk signals that may be connected through prior fund flows.
Policy-based payment status
Convert screening outcomes into practical statuses such as settled or auto-refunded, so teams know what happens next.
Cleaner audit trail
Keep asset, amount, customer reference, wallet, risk decision, and fulfillment context attached to the same payment.
Normal checkout for clean customers
Customers still use a branded MakePay checkout while merchant-side screening happens behind the payment workflow.
Screen first, fulfill with context
MakePay gives merchants a clear place to see whether an incoming crypto payment looks clean or should be auto-refunded before goods, credits, or services are released.
Address risk
Assess payer-wallet exposure before funds enter your operating flow.
Downstream safety
Reduce the chance that funds cause issues later at an exchange, swap route, or off-ramp.
Checkout record
Keep wallet, asset, amount, customer reference, and decision history together.
- Customer opens checkout
- Wallet risk is screened
- Payment status is assigned
- Merchant fulfills with context
Avoid downstream problems from direct wallet payments.
Screen source-of-funds before direct wallet payments create exchange, off-ramp, or supplier-payment problems later.
Stablecoin and USDT checkout
Screen common merchant assets like USDT and USDC before a direct settlement becomes part of your operating treasury.
High-value fulfillment
Add a risk-aware pause before shipping goods, crediting accounts, releasing files, accepting retainers, or paying suppliers from received funds.
Operational evidence
Give support, finance, and compliance teams a payment record instead of scattered wallet screenshots and chat messages.
A few things worth knowing.
Why can direct USDT transfers be risky for merchants?
A raw stablecoin transfer can arrive with very little business context. The merchant may see an amount and wallet address, but still have no practical way to assess risky wallet exposure, hacked-fund exposure, or suspicious fund history. The risk may only appear later when the merchant sends funds to an exchange, fiat off-ramp, swap route, supplier, or another merchant that also screens wallet history.
Does MakePay replace the merchant's legal or compliance obligations?
No. Merchants remain responsible for their own legal, tax, accounting, fulfillment, and compliance obligations. MakePay adds Chainalysis-powered screening, payment records, and decision context so merchant teams have better information before making a business decision.
What does the Chainalysis-powered screening add?
It helps assess wallet-address risk using blockchain intelligence, including exposure patterns and risk categories that may not be visible from a simple transaction hash. MakePay uses that signal to support statuses such as settled or auto-refunded.
Why does screening matter if smart swap and off-ramp rails already check funds?
That is exactly why screening matters at checkout. Many serious exchanges, fiat off-ramps, smart routing and decentralised swap interfaces, wallet services, and settlement partners already apply source-of-funds checks. If a merchant accepts risky direct USDT today, the problem may surface later when those funds are moved, converted, off-ramped, or used to pay suppliers.
Is Bybit-style stolen-funds risk relevant to merchants?
Yes. Large hacks create huge amounts of traceable stolen crypto that can move through many wallets over time. The February 2025 Bybit hack, publicly attributed by the FBI to North Korean actors, involved approximately $1.5 billion in stolen virtual assets. A merchant does not need to be involved in a hack to face downstream problems if they unknowingly accept funds connected to one.
Do legitimate customers still get a normal checkout flow?
Yes. Customers still open a branded MakePay checkout, choose an available asset such as USDT, USDC, BTC, or ETH, and complete the payment from their wallet while MakePay keeps the merchant-side screening and status record connected.