Final settlement
Confirmed crypto transfers do not follow card chargeback rails.
On-chain crypto payments are final after confirmation, which can reduce card chargeback exposure. Merchants still need clear refund policies, customer support, and payment reconciliation.

Confirmed crypto transfers do not follow card chargeback rails.
Refund handling remains a merchant policy and operational workflow.
Payment status helps support teams reason about customer claims.
Publish refund and support terms before accepting payments.
Use MakePay status to review created, pending, paid, and exception states.
Handle refunds or support cases through merchant-controlled processes.
No. Merchants still need fair support and refund processes for failed, wrong, or disputed purchases.
No. Merchants should review local laws, accounting rules, and consumer obligations before rollout.